Why is travel insurance automatically included?
Tall Ships Adventures are pleased to announce that we now automatically include travel insurance within your booking costs. This is to ensure that everyone sailing with us is insured with a suitable policy. We have arranged this specialist travel insurance for all crew members taking part on all Voyages aboard any vessel owned or managed by Tall Ships Ltd. Please read through this documentation carefully to ensure it meets with your requirements.
A brief Summary of this cover is set out below. Main Sections of Cover:
Cancellation or Curtailment Up to £5,000
Replacement & Re-joining Expenses Up to £3,000
Medical, Repatriation and Additional Expenses Up to £1,000,000
Personal Baggage & Money Up to £1,500
Personal Accident £25,000
Journey Continuation Up to £500
Travel Delay Up to £500
Hospital Benefit £50 per day up to a maximum £2,500
Personal Liability Up to £2,000,000 (excluding whilst involved in sailing activities)
Legal Expenses Up to £25,000
Delayed Baggage Up to £250
Political and Natural Disaster Evacuation Expenses Up to £15,000
An Excess of £50 applies to some Sections – see Policy for details. General Exclusions that apply to all Sections It is important to be aware that Trips booked or commenced contrary to Medical Advice, contrary to health and safety regulations of airlines, to obtain medical treatment or after a terminal prognosis has been made are excluded.
This insurance also excludes certain types of claim arising from any of the following conditions in respect of an insured person
(a) who is waiting for an operation or post operative check-up, any investigation or results, or any other hospital treatment or consultation (other than regular hospital check-ups for a stable condition where the medication and dosage has not changed in the last 12 months.)
(b) who has received treatment for any of the following during the 24 months prior to date of booking a trip: a stroke, any form of cancer; leukaemia or tumour; a transplant; any heart problem; hypertension; dialysis; diabetes (not including diabetes II); any blood disorder; any breathing or respiratory problem (not including asthma, unless requiring inpatient treatment); any psychiatric illness or dementia; any gastro intestinal condition e.g. colitis, stomach ulcer; any neurological system related condition
(c) who has been seen by a specialist in the last three months (other than regular hospital check-ups for a stable condition where the medication and dosage remains unchanged).
Please note an approval to travel by Tall Ships &/or their appointed medical professional does not automatically deem the Crew Member eligible for full policy coverage under the Travel Insurance section of any policy issued. You should refer to the (Travel Insurance) policy conditions and exclusions to determine what covers you are eligible for and what exclusions apply to your specific circumstances and medical conditions, both current or historical. If you are in any doubt as to whether you will be provided cover under this policy, we urge you to seek clarification before you travel, from Tall Ships or their insurance representatives”.
You are advised to read the full policy terms and conditions (www.tallships.org or on request) which set out the full details of all exclusions and limitations Maximum age 80 at date of travel.
Underwritten by AmTrust at Lloyd’s Limited, Syndicate 1206 at Lloyd’s, whose registered office is at 1 Great Tower Street, London, EC3R 5AA and which is authourised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
The Policy is administered by AmTrust Underwriting Limited in accordance with the authority granted under binding authority agreements. Unique Market Reference: B0046SULPA14.
Key Facts are available by clicking – Key Facts
Full Policy wording (including how to claim) is available by clicking – Policy Wording
Policy Schedule – Policy Schedule